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PROPERTY SEARCH PAGE
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Homes that have been foreclosed by lending institutions are often referred to as "bank-owned," "lender-owned" or REO, which stands for "real
estate-owned" properties.  These companies claim they are trying to publicly list these properties as quickly as they can, but there are so many, not
all appear in standard real estate searches.  However, they do appear in the lending institution's database with instructions on how to purchase
them.  The links below will take you directly to a lending institution's site where you can search that company's listings are get results for free.
We found a HUD home, sold a car and paid for our home in cash, for under $5000.  We now live with no rent or mortgage payments!  As inspired by
our new President, we are sharing what we learned with you, absolutely free with no strings attached.  There are dozens of sites that claim you can
search national foreclosures for free.  This is true.  However, they make you pay to see the results!  What a crock!  The information is out there for
free, if you know where to look.  We found it, used it and decided to share it on our site for no charge.  Why?  Because it's the right thing to do.  You
don't have to pay a dime.  If you want to make a donation to help us keep this site alive, please click the button above, and we thank you.  If you can't
afford to donate, we understand.  You still have unlimited access to this free information.  Our goal is to help ease the financial burdens so many
people are facing right now.  Just share it with others and do something nice for someone else!  These searches can be daunting, and there are
things you really need to know.  
Avoid many problems by reading our Foreclosure info page.  Happy hunting - let us know if you find a gem!

A couple of notes - don't be afraid to make a ridiculously low offer.  If they reject it, shop around or raise the offer.  Also, foreclosures are a matter of
public record.  If your County Recorder has the technical capabilities, you might save yourself loads of time by asking if they can print out a list of
foreclosed homes in your area.  Some can for a nominal fee, some can't; but it never hurts to ask.

Scroll down for links to free government sites that offer surplus and seized property for sale or auction!
BANK-OWNED FORECLOSED PROPERTIES
These are the nation's leading lending institutions; however, there are so many banks, it would be impractical to list them all.  Here's a tip to find
more.  Search for your bank's name and add REO beside it.  You may need to put quotes around it to help narrow the search.  For example, for U.S.
Bank, enter "US Bank" REO.  Scan down until you see US Bank's name in the URL.  That's it!  Same thing with Fifth Third Bank.  Try it with any bank!  
Put the name in quotes, add REO, and search.  Some small, local banks even put their listings online.
HUD HOMES
There are many things you need to know about HUD properties.  They can be great investments, but if you don't understand the terminology, you
can wind up getting yourself into a money pit.  Some homes require escrow funds and repairs, some don't.  This is very important!  We bought our
home through HUD, and we learned a lot.  
Please read the helpful info on this page.  If you take the time to understand this, it's a snap!  Here is the
link to
HUD's main site.  It looks great at a glance, but trying to find home listings from here can get weird.  Enjoy these shortcuts:
GOVERNMENT SURPLUS & SEIZED PROPERTY
Here's more FREE information people like to sell to the general public - where to find property and items of all kinds that have been seized by
numerous government agencies or is government surplus.  What's the difference?  Surplus is stuff that belonged to government agencies, and they
no longer need it.  It's like the government's yard sale.  You can find office equipment, computers, electronics and loads of other items - even old
police cars and fire trucks that have been replaced.  Seized property is stuff obtained by various agencies, usually as the result of a crime or failure
to pay taxes, or something else along those lines.  If a person commits a crime, everything they bought with the dirty money can be seized and sold
to the public.  The really interesting stuff tends to come from the US Marshall's Office - it runs great, but pardon the bullet holes!  Of course, we know
the IRS can seize just about anything, but there are many more little-known seizures that occur from other agencies.  Some are live auctions, where
you actually attend in person, but many are online.  The government gives this info for free, so here's where to find it.  
This is the big enchilada. Most government agencies are included in this site, where you can search for many types of
property. This is a FREE site from the U.S. Government where you can find homes, cars, boats, electronics, jewelry;
virtually everything that is up for grabs from the government can be found here. There is a tab for homes, and if you click it,
you'll be taken to a map where you can click on your state. This includes HUD homes, but the sort features aren't as good
here as they are in the links above.  However, more than just HUD homes are listed here, so it's worth checking out.
This is an online auction site that has contracted with several government agencies to offer online auctions for seized and
surplus items. You can see just the items being auctioned from specific government agencies by clicking on the links in
the "Specialty Channels" section at the top left.  Be sure you check details to see if items can be shipped.
Includes information on how to participate in auctions and sales of property seized by the Treasury Department, U.S.
Marshall's Service, Customs & Border Protection and more. Includes some online auctions (on sites above), but also
provides information on how to attend big seized property auctions in person.
Government Services Administration site - another portal to online government auctions. Items of all kinds; probably also
listed in govsales.com, but some folks prefer the layout of this site.  It focuses only on GSA items.
Police online auctions to sell stolen, seized, found and surplus property. This site also includes non-police auctions. To
see just police auctions, click on any category and you'll see a box for "Show only PropertyRoom items." Click that box.
The above websites focus on federal auctions and sales. This site focuses on state government surplus. You can browse
by category, search for something or see what's in your state under the "browse within an area" tab, "select region." It then
gets a bit quirky - you can then click "select agency," pick something, then click it again and select "all" to see the auctions;
or you can search by category from the list on the left.  It's not very user friendly, but the info is there once you figure it out.
Another place to find government sales and auctions is right in your back yard.  Virtually every county has some kind of auction at some point to get
rid of foreclosed homes and surplus or seized property.  Most of these are called "Sheriff's Sales."  You can probably find them on your sheriff's
website, or just call them and ask.  For information about how to find these hidden gems, as well as more tips to finding bank-owned property and
how to bid at an auction, visit
this information page on our site and scroll down a bit.  As with everything on our site, it's free.  
Got questions?  Find a bad link?  Know of a site we need to add?  Email us at sam@craigandsam.com - thanks!
NEW SITE!  A partner site to bid4assets.com above, but this one allows you to see and bid on homes only.